Approximately 56% of Americans can’t cover a $1000 emergency bill with their savings. Saving for emergencies creates a financial buffer that can help you in times of need without depending on high-interest loans or credit cards. You never know what unexpected difficulties may turn up this year or later on, so start saving for emergencies …
It seems like there’s always something going wrong with a house. It could be just normal wear and tear, or you might suffer a loss from a tragic event like a fire. Either way, you need insurance in case. Without insurance, your possessions wouldn’t be compensated for at fair market value if you suffered from …
According to NAR, 88% of home buyers bought their house with the help of an agent. If you’ve ever thought about buying a house, it’s a great idea. Buying a home has plenty of long-term benefits, from tax incentives and monthly savings to improving health and even reducing the risk of divorce. But for first-time homebuyers, figuring …
When it comes time to stay warm during the winter months, nothing beats the feeling of having a comfortable home. But the cost of heating your home properly can add up fast. And no amount of fuzzy socks and hot chocolate can change that. Fortunately, it’s possible to cut down on your heating costs while …