Few things are as precious as the love you get from a canine companion. Dogs are, after all, (wo)man’s best friend and the special relationship you share provides endless love, companionship, security, and snuggles.
But owning a pet also comes with a great deal of responsibility. The most important of which is that of ensuring your dog’s health and well-being. This explains why the North American pet insurance market has more than doubled in four years.
And it’s with good reason that more paw-rents are opting for pet insurance and dog emergency funds like Petcube. So, let’s explore the many benefits of pet insurance and why you should consider this in 2023 if you have a dog.
Rising costs of veterinary care
Like the costs of most things, the cost of veterinary care has been on the rise for years, and that upward trajectory of prices is expected to continue. The American Pet Products Association reports that pet owners spent over $30 billion in veterinary care in 2020 alone.
In addition, advancements in diagnostic tools, treatments, and procedures for animals mean these newer developments come at a higher cost. Having reputable family pet insurance secured can make it possible for you to afford you’re the best and latest medical care for your beloved pet.
More than ever before, pets are regarded as members of the family. They go out with us on weekends, we take them on holiday with us and we dote on them like they’re our biological children. It makes total sense then, to be prepared for any eventuality just like you would for every other family member.
- Accidents and illnesses
No matter how cautious you are, your dog can get sick or injured unexpectedly. From ingesting foreign objects, breaking a bone, or coming down with an unexpected illness, emergencies can occur with your canine companion at any time and being unprepared for this can be costly.
Emergency funds and family pet insurance can help cover the cost of emergency veterinary care, which can be very expensive. Knowing that you have this cover in place can grant you the peace of mind that, in any event, your finances at the time won’t impact the care you’re able to provide for your pet.
- Inherited health conditions
Certain dog breeds are inherently prone to specific health complaints and conditions, which can be costly to treat. Everything from hip dysplasia, heart disease, cancer, and even breathing problems can incur costs that can be hard to manage without the assistance of pet insurance.
- Routine care
Regular check-ups, vaccinations, parasite prevention, and dental cleanings are essential to maintaining your dog’s well-being but come at an expense. While not all pet insurance plans cover this, many are now offering an optional add-on to traditional insurance to cover these expenses. Prevention is, after all, better than cure.
- Coverage options
Pet insurance policies are flexible and allow you to choose a coverage option that fits your pet’s needs and your budget. You can opt for an emergency fund that will offer you funds to treat your pet in an emergency, or you can opt for traditional pet insurance with a lower premium to fit your monthly budget. You can even opt for one of the alternatives for senior pets to tailor the care and support offered to your pet’s life stage.
- Peace of mind
In addition to providing for your pet’s health, one of the benefits of pet insurance that can never be understated is the peace of mind that it offers you – the dog owner. Knowing your furry friend will receive the best possible medical care when needed is priceless. You’ll never have to worry about the high costs of a visit to the vet, and in the event of an emergency, you know that your pet has access to whatever care may be needed.
- Preventing future financial strain
The truth is that veterinary costs can escalate pretty quickly, especially in an emergency. Without pet insurance, you leave yourself open to having to pay veterinary costs out of pocket which sometimes simply isn’t possible. Or you may choose to go into debt to cover the costs.
You can quickly find yourself under significant financial strain without adequate coverage or pet insurance. With pet insurance, you are protected from any future financial burden by being prepared upfront so you will never be unable to care for your dog’s health.
Final thoughts
Owning a dog is so much more than long walks, stick throwing, and doggo cuddles. It’s a commitment to maintain the health and wellness of your canine companion. The benefits of pet insurance provide financial protection in case of an emergency or illness. With a good family pet insurance plan, you can rest easy knowing that you can provide the necessary care for your furry friend, regardless of the cost.
